If you find yourself living in a bill-free life, then you better pinch yourself coz you’re dreaming big time. Bills are normal and it comes every month just like our paycheck. I call it the dough killers, why? Well it is obvious why. It eats up our cash if we get too careless around it.

Bills scare me like that killer clown in the movie. It stalks and haunts especially if you miss a payment. In my monthly budget pie, a large portion always goes to bills and whatever is left, I use it for more important things in life like shopping. I wish it’s the other way around though, I wish I have a bigger slice for shopping and leisure gggrrrr!!