My friend Wena and I have always fancied ourselves as businesswomen. We started planning last year; we even eyed the most promising Small Business Line of Credit for the capital so we can spin off. I suppose most people want to start some form of business on the sides and unless you got enough family money or savings; you seek for the right organization to offer financing. Small Business Line of Credit is best for the small scale biz because the terms are easy and you don’t need to have collateral.